Experience and Trust...with the partner who shares your drive to succeed

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INTEGRITY  •  TRANSPARANCY  • HONESTY
TRUST  • SERVICE •  LEADERSHIP  •  RELIABILITY

These are the values we believe in and our philosophy is put the client first. 

Specializing in: Rollover IRAs • Retirement Plans •
Money Management • Comprehensive Financial Planning • Investment & Retirement Planning • Investment Solutions Offering Principal Guarantees or Income Stream Guarantees

Institutional Investment Advisors Corp. (IIAC), a Registered Investment Advisor and Financial Planning Firm, is dedicated to providing you with the solutions and services you need helping you to achieve financial security in retirement.  IIAC was organized by Clifford Michaels, CFP®, with over 25 years of financial planning and investment management experience.

Institutional Investment Advisors Corp. is a (U.S.) nationally recognized money manager as seen in Barron's and the Investor's Business Daily newspaper.

Our mission is to provide competent, prudent financial advice reflecting the highest standards of integrity and superior client service through a partnership that enables us to understand, anticipate and solve your financial needs.

 CFP®, CERTIFIED FINANCIAL PLANNER and CFP® are certification marks owned by the Certified Fiancial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements. 
 

Our Phone:  212-869-7266 or 800-423-8424


Regarding investment products and services, this site is only intended for residents of the following states where we are licensed to conduct securities and/or investment advisory business. NY, NJ, PA, CT, MD, MA and FL

Securities offered through Registered Representatives of Cadaret Grant & Co., Inc., Member FINRA/SIPC
Calculators

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

Cash Flow Analysis

This Cash Flow Analysis form will help you weigh your income vs. your expenses.

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Risk Tolerance

This calculator is designed to help you clarify your comfort level with investment risk.

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Newsletters

The Difference Between the Debt and the Deficit

The terms "debt" and "deficit" are often used interchangeably to describe the federal government's financial situation, yet they have significantly different meanings. This explanation of the budget deficit and the national debt may help readers understand the conversation.

Using a Variable Annuity for Guaranteed Income

One recommendation from the White House Task Force on Middle Class Working Families was for retirees to consider purchasing annuities to help provide a stable income. Investors who want their retirement portfolios to go the distance might want to learn more about variable annuities.

Leaving Your Home Out of the Retirement Equation

Plummeting home prices and increased borrowing cut U.S. home equity by more than 60% during the Great Recession — and housing prices have not yet recovered. This article considers the potential drawbacks of depending on home equity to help fund retirement.

Growth, Value, or Both

The average annual return for large-cap value stocks was about 2.1% higher than for large-cap growth stocks, yet growth stocks outperformed value stocks in 13 out of 30 years. This article examines the difference between the two approaches and describes why holding both may help investors take advantage of a variety of market conditions.

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