How We Assist Our Clients

For Each Individual Client

Retirement Planning -- We can help you systematically save and accumulate for a particular goal, and we can rollover your 401(k) or pension plan into an IRA that is designed for your particular needs.  Some plans can offer you principal guarantees and a lifetime monthly income; call for a proposal.

Investment Management (fee only with no conflicts of interest) is designed to Increase and Protect Your Income - Specializing in dividend paying blue chip stocks and asset allocation mutual funds. Our mechanical system, which eliminates poor judgment and errors in reasoning, has helped investors for more than two decades.

Estate Planning -- We show you how to avoid estate taxes, which are paid by single people with estates over $1,500,000 and couples with estates over $3,000,000.  Even if you have a living trust, you will still pay federal estate taxes unless you take steps to avoid them. 

Long Term Care protection -- We act as brokers (not sales people) to find you the best coverage within your budget for long-term care protection. Call for ways to reduce long term care insurance costs.

Annuities and Insurance -- Get the highest returns to shelter assets and defray taxes. Call our office to learn of the highest annuity rates in the country (800-423-8424).