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Do Spouses Need the Same Amount of Life Insurance?

Submitted by Institutional Investment Advisors Corp. on March 14th, 2018

Pat and Kelly, new parents, made a couple monthly budget adjustments upon the arrival of their first child. First, due to the added cost of day care and dependent health insurance, they decreased the amount they were saving for a house. And second, they agreed to review their life insurance needs.

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Life Insurance and the Single Parent

Submitted by Institutional Investment Advisors Corp. on March 6th, 2018

The decision making process for single parents begins with the traditional question of determining how much life insurance is the right amount. The simple answer to how much life insurance is enough is quite simple. It depends.

So, the first question that you might ask is, “Depends on what?” That’s easy.

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Business Owners’ Personal and Family Security Risks

Submitted by Institutional Investment Advisors Corp. on March 1st, 2018

Accumulating wealth turns out to be a double-edged sword for business owners. It certainly has its privileges, but it also comes with additional risk exposures. In a 2011 Zogby survey, 92 percent of people with a high new worth indicated concerns over the possibility of home invasions, muggings, kidnapping, and even random street crimes.

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Annuities and Retirement Planning

Submitted by Institutional Investment Advisors Corp. on February 22nd, 2018

The growing demand for more predictability and security planning for retirement income has led an increasing number of retirees and pre-retirees to look to annuities as way to provide more stability in their investment portfolios. They are also looking to annuities as a way to replace the third leg of the retirement income stool as a guaranteed lifetime income.

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Video: How to Choose the Right Investment Advisor

Submitted by Institutional Investment Advisors Corp. on February 20th, 2018

When looking for any professional advisor, it is important to be able to match their characteristics, temperament, client profile and experience level to your own profile.

 

Pay Yourself First - The Holy Grail of Personal Finance

Submitted by Institutional Investment Advisors Corp. on February 15th, 2018

Remember way back to your first paycheck. The moment you open the envelope anticipating the windfall when all your hard work pays off. Then, like a swift kick to your gut, realty hits. Your takeaway earnings are almost always way lower than what you expected.

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Infographic: How to Choose the Right Investment Advisor

Submitted by Institutional Investment Advisors Corp. on February 13th, 2018

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The Tricky Truth of Inheritance in the 21st Century

Submitted by Institutional Investment Advisors Corp. on February 1st, 2018

Inheritances are a complicated thing. Not only are there often strings attached in the eyes of the government, unexpected taxes, and complicated bequeathments, but there are also potential conflicts within families. And not to mention the fact that the potential windfall was the result of a relative's death. Inheritances are very complicated.

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Financial Planning for Newlyweds

Submitted by Institutional Investment Advisors Corp. on January 31st, 2018

Congratulations Newlyweds! Your fresh union symbolizes a new beginning facing the world. But before the glow of wedded bliss wears, it’s crucial to talk about finances.

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Life Insurance Replacement: What You Need to Know

Submitted by Institutional Investment Advisors Corp. on July 26th, 2017

The purchase of life insurance is typically triggered by a life event, such as marriage, the birth of a child, a home purchase or a job promotion. So, it is not uncommon for many people to change their life insurance coverage three or four or even eight times throughout their lifetime.

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Securities offered through Cadaret Grant & Co., Inc. Member FINRA/SIPC

Fee Based Advisory services offered through Institutional Investment Advisors Corp., an SEC Registered Investment Advisor. Institutional Investment Advisors Corp. and Cadaret Grant & Co., Inc. are separate entities.

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